SEC-CFTC March 2026 Framework CLARITY Act compatible — paste a contract to scan

Scan any token for CLARITY Act compliance in under 60 seconds

Get a CLARITY Act category, Howey prong breakdown, off-ramp status, and risk score — free, no account required.

CLARITY Act category Howey prong breakdown Off-ramp status Risk score
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Why now matters

The CLARITY Act just reshaped the entire crypto market

67%
Polymarket probability of the CLARITY Act becoming law by end of 2026
$340M
JPMorgan allocated to CLARITY Act compliance infrastructure in April 2026
16
Tokens explicitly classified as digital commodities by name in the SEC-CFTC March 2026 release

Institutional capital is waiting on classification clarity. Before listing on U.S. exchanges, before institutional LP investment, before custody approvals — projects need to know where they stand. ChainClear gives you the first-pass classification before you engage a law firm.

Free First scan
$49 Detailed breakdown
SEC-CFTC Framework

Every token falls into one of five categories

The March 2026 joint interpretive release formally classifies digital assets. ChainClear maps your contract against all five.

Digital Commodity
CFTC Jurisdiction
Value from programmatic operation + supply-demand. Not from managerial effort of others.
BTC, ETH, SOL, XRP, ADA, LINK, AVAX, DOT, DOGE, SHIB, LTC, HBAR, XLM, XTZ, BCH, APT
Digital Collectible
Not a Security
Designed to be collected or used. Value from supply-demand, not essential managerial effort.
NFTs, trading cards, in-game items, meme coins (without fractionalization)
Digital Tool
Not a Security
Performs a practical function: membership, ticket, credential, identity badge.
Soul-bound tokens, event tickets, loyalty credentials, POAPs
Stablecoin
GENIUS Act
Pegged to reference asset. Excluded from security definition if issued by a Permitted Payment Stablecoin Issuer.
USDC, USDT (if compliant),DAI, FRAX
Digital Security
SEC Jurisdiction
Financial instruments enumerated in the securities definition, formatted as a crypto asset.
Tokenized stocks, tokenized bonds, any token still subject to an active investment contract
The CLARITY Act also confirms: tokens can exit investment contract status once the network achieves genuine decentralization. This "off-ramp" is analyzed in every ChainClear scan.
How It Works

Three steps to regulatory clarity

No account required. No legal jargon. Just your contract address and a classification score grounded in the SEC-CFTC March 2026 joint interpretive release.

1

Input Contract or GitHub

Paste any Ethereum, Solana, or Cosmos smart contract address, or link to a GitHub repository with your token code.

2

AI Classification Engine

Our model analyzes 12 decentralization metrics — governance concentration, team vesting schedules, pre-mine ratios, on-chain voting records — against the Howey test and the March 2026 taxonomy.

3

Classification Score + Next Steps

Get a Commodity % / Investment Contract % breakdown. Free scan shows your score. The $49 Detailed Breakdown adds: full Howey prong analysis, the CLARITY Act 5-category classification, and a compliance roadmap.

Commodity Score
/100
Investment Contract Score
/100
Decentralization
/100
CLARITY Act Category
Jurisdiction
Howey Test Prongs
Summary

Factory Preview

Your branded stablecoin would work like this:

$TOKEN-USD
Backing1:1 USD Reserve
StandardGENIUS Act Compliant
Chain
Try it now

See what a real classification looks like

No sign-up, no API key. Click below to watch the scanner run on a major real-world token and reveal its CLARITY Act category.

0xA0b8...eB48
Ethereum
0 tokens analyzed
0 stablecoins reserved
this week

Download your Compliance Report + Factory Preview

Paste a token contract address to see how it classifies under the SEC-CFTC March 2026 framework — and preview what its branded stablecoin would look like in the Factory.

Contract
Download PDF
Commodity Score
/100
Investment Contract Score
/100
Decentralization
/100
CLARITY Act Category
Jurisdiction

Factory Preview

Your branded stablecoin would work like this:

$CONTRACT-USD
Backing1:1 USD Reserve
StandardGENIUS Act Compliant
Chain
Upgrade Available

Get the Detailed Legal Breakdown PDF

Full Howey prong analysis, CLARITY Act assignment, and a compliance roadmap for your stablecoin factory entry.

$49 one-time
See monthly / annual Explorer →

Reserve Your Branded Stablecoin Ticker

Claim your ticker before someone else does. Once reserved, it's locked for 90 days — first-come, first-served.

$
$49 to reserve your ticker — first-come, first-served
Ticker reservations are first-come, first-served — once claimed, it's locked for 90 days

12 Decentralization Metrics

Governance token concentration, multisig control, team vesting cliffs, pre-mine %, treasury controls, on-chain voting patterns — mapped against the SEC's March 2026 interpretive criteria.

Off-Ramp Detection

Under the CLARITY Act, tokens can exit investment contract classification once genuinely decentralized. ChainClear flags whether your project qualifies — and what milestones remain.

Legal Breakdown PDF

The $49 upgrade delivers a full legal memo: Howey prong-by-prong analysis, CLARITY Act category assignment, jurisdictional risk assessment, and a concrete compliance roadmap for U.S. market entry.

Multi-Chain Support

Ethereum, Solana, Cosmos, Base, Optimism, Arbitrum — any EVM-compatible or Cosmos-SDK chain contract address is supported.

No account required

Your token's legal status under the CLARITY Act is not a guessing game. Run the scan.

Paste your contract address. Get your classification score in under 60 seconds. Know where you stand before regulators, exchanges, or institutional investors ask.

Built on the SEC-CFTC March 2026 interpretive release
Scan Your Token Free